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ISP Finance Services reports a sharp profit decline

ISP Finance Services reported a sharp decline in profit for the year ended December 2025.
 
According to the company's audited financial statements, net profit fell to $17.3 million, down from $55.7 million in 2024. 
 
The decline came as operating income weakened. 
 
Interest income from loans fell to $378.8 million from $513.9 million in the previous year. 
 
However, income earned from credit-impaired loan portfolios increased significantly to $22 million from just over $2 million in 2024.
 
The company also recorded a loan-loss provision of $111.2 million as it continued to make allowances for potential credit losses. 
 


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